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Terms of Service

Last updated: 7 September 2025

Agreement to Terms

By accessing and using Fundudu's website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

We currently provide our services to users in the United States and Canada. Our services are intended for users who are at least 18 years old.

Educational Content Only

Important Disclaimer:

All content provided by Fundudu is for educational purposes only and does not constitute financial, investment, legal, or tax advice. We are not responsible for any actions that users take based on our content.

Not Financial, Investment, Legal, or Tax Advice

The service and all content, materials, information, and guidance provided through the service are for educational and informational purposes only. Fundudu provides personal finance education covering various aspects of financial management, including but not limited to budgeting, credit, investing, income generation, and financial protection.

  • • All information is educational, not financial planning advice
  • • No content constitutes a recommendation for specific financial actions
  • • Users must make their own decisions or consult licensed professionals
  • • We do not provide personalised financial advice

No Guarantee of Financial Outcomes

Fundudu does not guarantee any specific financial outcomes, returns, or results from following the educational content or materials provided through the service. Before making any financial, investment, tax, or legal decisions, you should consult with qualified professionals who can provide advice tailored to your specific circumstances and needs.

User Responsibilities

By using our services, you agree to:

  • • Provide accurate information when signing up
  • • Use our services only for lawful purposes
  • • Take full responsibility for your financial decisions
  • • Not share false or misleading information
  • • Respect other users and our community guidelines

Independent Decision-Making

You acknowledge and agree that you are solely responsible for all decisions and actions you take regarding your personal finances. You have complete discretion to accept, modify, or reject any educational content or suggestions provided through our service.

Service Availability and Changes

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time with reasonable notice. We may also update these terms periodically. Changes to legal terms will become effective seven (7) days after notice is given, except for security updates, bug fixes, and court orders, which will be effective immediately.

By continuing to use our services after any changes become effective, you agree to be bound by the modified terms.

Future Subscription Services

Fundudu may offer subscription services with the following terms:

  • • Premium features may be available for monthly or annual subscription
  • • Free tier with basic features will remain available
  • • For mobile app subscriptions, payment processing will be handled by Apple App Store (iOS)
  • • Refunds will be processed according to the respective app store's policies
  • • Pricing may vary by region and may change with appropriate notice

Privacy and Data Protection

We are committed to protecting your privacy:

  • • We do not sell your personal information
  • • No bank account linking is required
  • • No sensitive financial data is collected or stored
  • • See our Privacy Policy for complete details
  • • You maintain control over your personal information

Future Affiliate Partnerships

Fundudu may, in the future, include features such as affiliate offers for financial products like credit cards, savings accounts, or investment platforms. Any such features will be clearly disclosed, and terms will be updated accordingly with appropriate notice.

Limitation of Liability

Important Legal Notice:

Fundudu is not liable for any financial losses, damages, or consequences resulting from your use of our educational content or services.

You acknowledge that all financial decisions are made at your own risk and that you should consult with qualified financial professionals before making significant financial decisions. We do not guarantee any specific results from using our educational content.

Intellectual Property

All content, trademarks, and intellectual property on Fundudu's platform are owned by Fundudu or our licensors. You may not reproduce, distribute, or create derivative works without our express written permission.

Termination

You may terminate your use of our services at any time. We may terminate or suspend your access to our services immediately, without prior notice, for any reason, including if you breach these terms.

Governing Law

These terms are governed by the laws of the United Kingdom. Any disputes will be resolved in accordance with UK jurisdiction, regardless of your location.

Contact Information

If you have questions about these Terms of Service, please contact us: